Personal Injury

You were hurt at work. Maybe you fell, a piece of equipment failed, or a vehicle was involved. Your first thought was workers’ compensation, and that makes sense; it is the system built for exactly this. Many injured workers in Maine do not know that workers’ compensation is often not the only source of recovery.

Hardy, Wolf & Downing has represented injured Mainers since 1976. In a first phone call, we hear the same worries again and again: “I probably waited too long.” “It was partly my fault.” “The insurance company says I do not need a lawyer.” Some of those assumptions are incomplete, and some are wrong.

What You Need to Know About Injuries from Accidents in Maine Injuries from accidents are one of the leading causes of hospitalization, disability, and death in Maine and across the United States. If you were recently hurt in a crash, you are not alone — and knowing what to do next matters enormously.

What Insurance Companies Don’t Want You to Know About Your Claim How car accident lawyers increase claim value is one of the most important questions you can ask after a crash in Maine — and the answer can mean the difference between a lowball payout and a settlement that actually covers your losses.

The moments following a collision on Maine roads are often chaotic. Amid the adrenaline and stress, it is incredibly easy to make simple errors that insurance companies will later weaponize to devalue or deny your claim. One of the most common and damaging mistakes is to apologize or admit fault at the scene.

You were hurt on the job. You filed a workers’ compensation claim. You thought that was the end of it, until a letter arrived. Maybe it came from the workers’ compensation board. Maybe it came from your employer’s insurance company. It mentions something about a “third-party claim” or your “right to pursue a third-party action.

After an accident, hiring a lawyer may not be your first instinct. You may feel like your case is straightforward. You may want to avoid the perceived hassle of legal involvement. You may have heard that attorneys take a percentage of your settlement and decided it is not worth it. So you call the insurance company yourself. You answer their questions. You wait for an offer.

If you have been in a car accident or suffered a serious injury in Maine, there is a good chance the insurance adjuster told you something like this: “You don’t really need a lawyer. If you hire one, you’ll end up with less money after they take their fee.” It sounds reasonable on the surface.

When You Need a Bicycle Crash Lawyer After a Maine Accident A bicycle crash attorney is a personal injury attorney who helps injured cyclists recover compensation for medical bills, lost wages, pain and suffering, and other losses caused by someone else’s negligence.

Why a Brain and Spine Injury Changes Everything A lawyer who is experienced in brain and spine injury cases helps people who have suffered catastrophic injuries caused by someone else’s negligence recover compensation for medical expenses, lost income, and lifelong care needs.