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Guide to Handling A Car Accident With an Uninsured Motorist

maine car accident lawyers

In Maine, uninsured motorist coverage, commonly referred to as UM, is required by law for all drivers. The minimum policy coverage is $50,000 per person and $100,000 per accident, representing one of the US’s highest bodily injury liability insurance requirements. UM covers injuries, not damages, caused by an “at-fault” driver with insufficient coverage. The coverage extends to you and your family members who may sustain injuries in an accident, even if you are in another car or out biking or walking. UM does not cover any injuries that the at-fault driver may sustain.

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What You Need to Know When Settling a Car Accident Lawsuit in Maine

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If you are considering a car accident lawsuit, any auto accident settlement you receive will likely be reached out of court. Car accident cases, statistically, very rarely go to trial as it’s in the interests of all parties to come to a mutually beneficial settlement. On the one hand, going to trial is a risk; there are no guarantees you will get the outcome you want or the compensation you deserve. By reaching an auto accident settlement out of court, the amount of compensation is certain. But with representation by an experienced car accident lawyer, that compensation will be what you deserve. 

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Common Types of Summer Premises Liability

outdoor party premises liability

If you’re injured on someone else’s property, a premises liability attorney can help you collect money damages from the property owner’s insurance company. Everyone recognizes that accidents happen, but if an accident happens due to the property owner’s negligence, you may be entitled to financial compensation for your injury. You have a right to sue the landowner for damages related to the accident. You should not be liable for medical bills, lost wages or reduced earning capacity, pain and suffering, or permanent disability if your injury is no fault of your own.  

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Have You Been Injured By a Drunk Driver?

beer tap

If you have been in a car accident and injured by a drunk driver, you have the right to seek damages in a civil action for your losses. Though the drunk driver will be subjected to criminal penalties that include some restitution, compensation to the victims is often insufficient to cover the total costs of medical bills, lost wages, diminished earning capacity, property damage, rehabilitation and therapy if required, loss of financial support, and so forth. Knowing what to do is essential to ensure you receive a favorable outcome and a good reason to consult with an experienced personal injury drunk driver lawyer. 

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What are the Most Common Injuries When People are Hit by a Car?

bicycle accident

Summer has arrived in Maine, and a busy tourist season is upon us again. To avoid pedestrian-car accident injuries, pedestrians and drivers should exercise caution on the streets. As a pedestrian, take it upon yourself to remain safe by following a few basic steps when walking near traffic zones. Be aware of the flow of traffic. Be alert in parking lots for cars backing out or pulling into parking spaces. When walking through them, walk along the side of the aisles, not down the center. While on the street, stay on designated sidewalks or paths. If there is no sidewalk or path, walk along the side of the road facing traffic. 

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What are the Most Common Motorcycle Injuries?

motorcycle accident

Few would argue that motorcycle accident injuries have the potential to be more severe than other accident injuries that occur on roadways. Though motorcycle accidents can happen under any condition or circumstance, a common misconception held by many is that motorcycle accidents are often a result of negligence by motorcyclists themselves. Yet, the reality is the opposite, as more motorcycle accidents than not are caused by drivers of other vehicles. 

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Should I Replace Car Seats After a Car Accident in Maine?

baby in car seat

The NHTSA (National Highway Traffic Safety Administration) recommends replacing your child’s car seat after an accident. But is it really necessary? Few would argue about using a car seat—the car seat has done a remarkable job protecting infants, babies, and toddlers during car accidents. But if the seat did its job and was not damaged, why change it? The issue for NHTSA and a lot of people is reuse. At one time, the NHTSA recommendation stated car seats should be replaced after every crash, regardless of how minor, and a recommendation that was in line with car seat manufacturers. Now, the Traffic Safety Administration says that what you should do with a car seat after a crash depends on the severity of the crash.  

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Should I Feel Bad for the Other Driver?

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Car accidents in Maine happen every day. As is the case with every accident, no one is ever prepared for one when it occurs and is utterly helpless to stop it when it’s happening. In all likelihood, the accident is over before you even realize or comprehend what has happened. When accidents occur, it is not uncommon for the people involved to experience a range of emotions. As people focus on recovery from their physical injuries, they may struggle with emotional injuries, too. 

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Protecting Your Rights After a Truck Accident

truck accident
truck accident

Commercial truck accidents in Maine happen with surprising frequency. As the Maine DOT recently reported, 1,920 truck accidents happen in the state each year. Given the vulnerability of a passenger vehicle, the possibility of a commercial auto accident should be a concern for all Maine drivers. In the event of an accident, the potential to cause serious harm to you and your car is substantial. When determining fault, commercial auto accidents can get very complicated. As you recover, it’s in your best interests, for you and your loved ones, to enlist the services of an experienced car accident attorney to ensure that you receive the compensation you deserve. 

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How are Medical Bills Paid After an Accident?

paying medical bills

If you have been injured in a car accident in Maine, you may be wondering how your medical bill payments will be made—especially if the accident was no fault of your own. Whose insurance will cover your medical bill and related expenses? And when will the company pay or reimburse you? What is the procedure? The process for paying medical bills after an accident can be complicated, if not confusing.

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