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Winter Driving Tips to Keep Your Family Safe

winter driving tips

winter driving tipsWinter driving tips can be very helpful. Navigating behind a wheel in ice and snow can be challenging to even the most experienced drivers. In Maine, winter driving means to be prepared at all times. Mainers know that on any given day the weather can go from sunny and mild to snowing sideways in a matter of hours. Nobody wants to get caught in the middle of a snowstorm when they are miles from home or work. Unfortunately, it can and does happen. If you happen to get caught in a snowstorm or other winter conditions, here are a few things to keep in mind to make the driving experience a little safer and a lot less stressful. (more…)

How Long Does it Usually Take to Settle a Personal Injury Claim

personal injury claims

personal injury claimsPeople who suffer personal injuries due to negligence are entitled to file personal injury claims to receive compensation from the at-fault party or parties. Compensation can be related to a number of causes—loss of income, employment, medical expenses, pain and suffering, loss of consortium, among other reasons. That is why it’s best to consult with a personal injury lawyer to ensure you receive just compensation for your injury in a timely manner. However, a “timely manner” is relative to each case. The length of time it takes to settle a personal injury claim relates to the case itself. (more…)

Is it Worth Filing a Home Insurance Claim for a Personal Injury?

home insurance claim for personal injury

home insurance claim for personal injuryHomeowners insurance policies provide protection for homeowners in the event that a home insurance claim is brought against them by another party. The policy also provides protection for property owners and mortgage holders should the house sustain damage from a natural catastrophe such as a flood, fire, or storm. Typically, in the case of the latter, homeowners are often confronted with a dilemma before submitting a claim. Is the damage serious enough to file a home insurance claim? Otherwise, a homeowner could see his or her rates increase or even have their policy canceled by their insurance company. (more…)

How Do You Prove Negligence in a Slip and Fall?

Negligence in slip and fall

A slip and fall injury can be serious, especially this time of year. As the seasons change, and fall turns to winter, the chance for a slip and fall injury increases with every storm. The autumn rains can mask slippery fallen leaves on any sidewalk, and snow can mask a patch of ice on any doorstep. If you are seriously hurt as a result of a slip and fall injury on another’s property due to owner negligence, you should consult with a slip and fall lawyer. You very well may be entitled to money damages to compensate for lost wages, to cover medical bills, and more. (more…)

What are 3 Types of Product Defects That Can Result in a Lawsuit?

Types of Product Defects That Can Result in a Lawsuit

Types of Product Defects That Can Result in a LawsuitProduct liability is an area of law that ensures consumer safety from hazardous, defective or unsafe products or items that are offered for sale in the marketplace. If or when a consumer is harmed by a defective product, a product liability lawyer can advise the person injured on any claim or cause of action against the responsible party. Those who manufacture, sell, design or distribute a product have a legal responsibility for its safety once it enters the marketplace. If the product fails, the consumer can hold the responsible party liable for injuries sustained in using it. (more…)

What is Personal Injury Coverage on a Homeowners Policy?

New England Town in autumn

New England Town in autumnBecoming a homeowner is a dream come true. Whether you are single or starting a family, moving into a home you can call your own has many advantages. Homeowners can build equity on their property and realize tax benefits. However, homeownership does come with a degree of responsibility. You likely have insurance to cover loss, but do you have personal injury coverage on your property, too? Homeownership requires a ‘duty of care’ in maintaining your house and property that will protect you from premises liability. Your homeowner’s insurance policy should have the personal injury coverage needed to protect you, your family, and property. (more…)

What’s the Difference Between Property Damage and Bodily Injury?

property damage vs bodily injury

property damage vs bodily injuryThe differences between property damage and bodily injury liability insurance claims, and the laws and policies that govern each, are specific to the type of liability in question. Regarding property damage, a property damage lawyer can help victims who sustain real or personal property loss or damage to recover financially as a result of another’s negligence or from a force of nature. Unlike bodily injury claims, property damage deals with the amount of recovery, replacement, repairs, loss of use and related costs after an accident occurs to one’s property. Such damage may include harm to a vehicle, a house or other structure, a tree, a mailbox or some other form of property. (more…)

How Do You Know You Can Trust Your Personal Injury Lawyer?

Bill Hardy

Bill Hardy, Senior Partner

Hardy, Wolf & Downing is a law firm that residents of Maine know and can trust. As personal injury lawyers, part of what sets us apart from other law firms is that we know Maine because we are Mainers. We relate to and understand the people of Maine on a personal level. Our employees are personal injury lawyers, paralegals, case managers, and Mainers just like you. We live and work here. We are members of the same community. Our children and grandchildren go to local schools and play on the local youth teams. In fact, meet our team here! (more…)

Why Would a Motorcycle Accident Lawyer Turn Down a Case?

Attorney Chris Lewis on Motorcyle

Attorney Chris Lewis on MotorcyleWhen a motorcyclist is involved in an accident or collision it’s important that they contact a motorcycle accident lawyer at the earliest opportunity. Bikers are essentially defenseless, and when involved in a collision, more often than not they suffer several injuries, some critical, and more often than necessary, fatal. Motorcyclists who are accident victims certainly deserve just compensation—for them and their families—to help them move forward with their lives. (more…)