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What’s the Difference Between Property Damage and Bodily Injury?

property damage vs bodily injury

property damage vs bodily injuryThe differences between property damage and bodily injury liability insurance claims, and the laws and policies that govern each, are specific to the type of liability in question. Regarding property damage, a property damage lawyer can help victims who sustain real or personal property loss or damage to recover financially as a result of another’s negligence or from a force of nature. Unlike bodily injury claims, property damage deals with the amount of recovery, replacement, repairs, loss of use and related costs after an accident occurs to one’s property. Such damage may include harm to a vehicle, a house or other structure, a tree, a mailbox or some other form of property. (more…)

How Do You Know You Can Trust Your Personal Injury Lawyer?

Bill Hardy

Bill Hardy, Senior Partner

Hardy, Wolf & Downing is a law firm that residents of Maine know and can trust. As personal injury lawyers, part of what sets us apart from other law firms is that we know Maine because we are Mainers. We relate to and understand the people of Maine on a personal level. Our employees are personal injury lawyers, paralegals, case managers, and Mainers just like you. We live and work here. We are members of the same community. Our children and grandchildren go to local schools and play on the local youth teams. In fact, meet our team here! (more…)

Why Would a Motorcycle Accident Lawyer Turn Down a Case?

Attorney Chris Lewis on Motorcyle

Attorney Chris Lewis on MotorcyleWhen a motorcyclist is involved in an accident or collision it’s important that they contact a motorcycle accident lawyer at the earliest opportunity. Bikers are essentially defenseless, and when involved in a collision, more often than not they suffer several injuries, some critical, and more often than necessary, fatal. Motorcyclists who are accident victims certainly deserve just compensation—for them and their families—to help them move forward with their lives. (more…)

Should I Consider Filing a Loss of Consortium Claim?

couple sitting on rock looking at ocean

couple sitting on rock looking at oceanIn personal injury cases, a loss of consortium may not be as obvious as suffering broken bones, but the pain, suffering, and emotional distress can be just as real. Loss of consortium is a personal injury that relates to the loss of spousal relationships due to an accident caused by negligence. If your spouse is injured in an automobile accident, suffers a spinal injury in a slip-and-fall accident, or even killed as a result of negligence, then you should consider filing a loss of consortium claim. As a surviving partner, you have a legal claim for a personal injury lawsuit. A loss of consortium is not for the injuries that your spouse has sustained, but rather a lawsuit for the impact that the injuries or death has had on the spousal relationship. (more…)

Summer Road Safety: Look Twice, Save a Life

Chris Lewis Attorney Motorcycle Safety

Chris Lewis Attorney Motorcycle SafetyWith summer upon us and the number of cars, trucks, campers, and motorcycles on the road in Maine we want to remind people to “Look Twice, Save a Life.” The slogan used to promote motorcycle awareness and safety is aimed to reduce motorcycle accidents and fatalities throughout the country. During the summer months, “Look Twice, Save a Life” is especially relevant in Maine. Unlike many states, Maine “motorcycle season” is relatively short and for some drivers, it takes a little more time to get re-accustomed to sharing the roadways of the Pine Tree State with bikers. (more…)

How to Build a Personal Injury Case with Evidence of Distracted Driving

distracted driving texting and driving

distracted driving texting and drivingDistracted driving accidents are a serious, persistent problem that plagues our streets, roads, and highways. Each year, distracted driving accidents account for over 3,000 fatal crashes in the U.S. alone. Driving distracted is not only a danger to all drivers, but it poses a threat to vehicle occupants, pedestrians and bicyclists as well. Though the National Highway Traffic Safety Administration (NHTSA) partners with states to raise driver awareness to prevent distracted-affected crashes, the occurrence of distracted driving accidents continues. (more…)

Are You Always at Fault if You Hit Someone From Behind?

rear end collision injuries

rear end collision injuriesIn an era of cell phones, text messaging and distracted driving, rear-end collision injuries have become all too common. When such an accident does happen, determining fault in rear-end collisions may seem like an open and shut case. Though there are a handful of exceptions, in general, the presumption is that the driver that strikes the back end of another car is at fault in a rear-end collision. In such instances, the driver who rear-ends another car will be the party liable for the damage caused in the collision. However, there are circumstances when the driver of the car that rear-ends another vehicle may not be at fault. (more…)

What are the Main Causes of Pedestrian Accidents?

pedestrian auto accident injuries

pedestrian auto accident injuriesIn recent years, auto-pedestrian accidents have increased at an alarming rate. With the increase in pedestrian-car accident injuries come more pedestrian fatalities. From 2009 to 2018 pedestrian deaths increased by over 51% from 4,009 fatalities to 6,227 people. The Governors Highway Safety Association reported that the latter number is up by 250 from 2017, the highest total since 1990. (more…)

What Do You Do in a Minor Car Accident?

what to do after a car accident

what to do after a car accidentMinor car accidents can happen anywhere at any time, causing stress, aggravation, and much inconvenience. It may only be a fender-bender, but do you know what to do after a car accident? It’s important. Knowing what to do can help you to protect yourself financially. Minor accidents are generally fender-bender-like collisions. Where no one is injured but vehicles are damaged. With minor car accidents, insurance companies seek to settle claims quickly and rarely file lawsuits. However, know that if there is resistance to resolve or settle an insurance claim, you should consult an auto accident attorney to advocate on your behalf. If you are ever in a minor car accident, here are a few tips to follow to ensure you are protected: (more…)